Protecting what matters

When you’ve worked hard for what you have, you’d do anything to make sure it’s protected both now and in future. If you aren’t sure where to begin, our helpful team can point you in the right direction, ensuring you choose the options that are best for you.

Safeguard your world

We never know what’s around the corner. Life has many ups and downs, and some events could have a significant impact on your family, your wealth and your life. We believe that careful planning is the key to protecting the things that matter most and ensuring your finances don’t suffer.

We’ll work closely with you to understand your circumstances and identify the type of insurance you could benefit from. And with that taken care of, you can go forward with confidence, knowing that whatever comes your way, you’re in safe hands.

You might be asking…

What would happen to my family if I died?

With the right life assurance policy, you can have peace of mind that your family would be financially taken care of in the event of your death.

Would my business survive if it lost one of its key players?

Key person insurance, shareholder protection and partnership protection can all help ensure business continuity in the event of losing a significant employee.

What if I can’t work due to illness or injury?

Policies like income protection and critical illness cover can provide you with the necessary funds should you be unable to work for a period of time.

What would happen to my house and mortgage if the worst happened?

Policies like mortgage life assurance can pay out a lump sum in the event of your death, allowing the remainder of your mortgage to be paid off.

Am I paying too much for my cover?

By having someone review your existing insurance policies, you can quickly see whether you could pay less by switching to new providers.

Could I be making significant tax savings?

Whether through the right business protection or by writing your policies into trust, we can ensure maximum tax savings.

How we’ll help

We work with our clients to create a tailored financial strategy around their needs and goals. That might entail the following:

Review your situation

We’ll take a look at your circumstances, including any existing policies, and identify where you have gaps or could make improvements.

Get you covered

We’ll source and implement the most suitable and cost-effective protection policies for your needs, giving you peace of mind for the future.

Aligned with your goals

Whatever policies we put in place, we’ll always ensure that they fit with your overall financial goals, and that the cost won’t take you off track.

Regular check-ins

Life is always changing, so your cover might need to change with it. We’ll regularly review your plans to ensure they remain suitable for your circumstances.

Tax treatment varies according to individual circumstances and is subject to change.

Tax Planning is not regulated by the Financial Conduct Authority.

Trusts are not regulated by the Financial Conduct Authority.

The experience has been second too none, we have been kept informed of every step and progress made. Scottsdale staff have been courteous, polite and helpful throughout. We would not hesitate to use Scottsdale again.
Thank you to Ellis, Karen, Donna and staff for all your support through this process.

Mr & Mrs F

Stephen is a professional, knowledgeable, thorough and diligent adviser. He takes the time to get to know his clients and is, thus, able to reflect their values in his product suggestions. Stephen has successfully guided me through various national financial crises, personal crises and redundancy with consideration and confidence, Stephen's outstanding professional abilities are combined with a strong desire to achieve the best results for his clients . I continue to receive trusted, in depth advice at a time and location to suit me. This is the gold standard of financial advice.

Ms S

Right from the ‘get go’ Stephen was quick to put my worried mind to rest, explaining the process, options and benefits of each. His style is warm and open, answering all questions posed without haste or omission, dispensing guidance and direction along the way with no hint of urgency or sales patter. Ultimately after a couple of home visits we agreed on the best way forward, to my complete satisfaction. This was not the end of the story, he still keeps in touch to let me know how the pension is developing and any news of the industry that could affect me directly. In closing, if you are apprehensive about sorting your pension needs, then I would highly recommend him to you. He is honest, hardworking, professional with a friendly warmth that is rarely found in business these days. I am so very pleased I made his acquaintance.

Mr L

Stephen has been offering me financial advice and managing my investments for 8 years. I am always completely up to date with where I stand financially and never afraid, or embarrassed to ask very basic questions – Stephen makes the whole process easy to understand. He has taken the time to understand my attitude to risk and my financial aspirations for the future, so I am always confident that he will advise me in my best interests. On top of all of that, he’s approachable and great to deal with – which makes life so much easier.

Mrs C

After nearly 47 years in the packaging industry my long term employer offered me an enhanced lump sum for my pension. Luckily I have several friends in the village who had previously been in similar positions and they recommended that I talk to Stephen Cooper. He and I had several lengthy meetings after our introduction and in those his advice has always been clear, concise and in terms that I could understand. We covered tax liabilities, capital gains tax and many other issues covering methods to maximise returns on my lump sum. Coupled with this I have always found him timely with his guidance and as a result I recommended to my son that he should attend the last face-to-face meeting I had with Stephen which he did and he found it extremely useful in planning his financial future.

Mr B

Sam is extremely knowledgeable and patient when explaining the options we had for our retirement income after we made the decision to realise the benefits of our capital. He is extremely thoughtful and explained our options fully. His help has enabled us to make decisions on our pension which we were unaware of until all options were explained fully to us and for this we are extremely grateful to him. We cannot fault Sam's commitment to getting to the correct end result.

Mr & Mrs K