The client journey

Financial planning doesn’t need to be complicated. Our simple five-step process will make it easier for you to get where you want to be, and put safeguards in place for any curveballs life might throw your way.

Your experience with us


Initial meeting

We start things off with an initial meeting, which is an opportunity for us to simply get to know each other in more depth. We’ll learn more about your circumstances and what you’re looking to achieve, and may gather some more information about your current financial situation.

Of course, this session works both ways! It’s really important that you get to know more about how we work and what we can do for you. We’ll explain our services in detail and ultimately decide whether we’re the right fit for working together. This initial meeting is free of charge.


Analysis and research

If we decide to work together, we’ll start to analyse your current situation. This will include a fact-find where we can understand more about your existing pensions, investments and other assets, and identify where we can make improvements.

Armed with the information we need, we’ll then go and search the whole of the market for the most appropriate solutions for your needs. We’re an independent firm, which means you can be sure we’re always acting in your best interests. We’ll then build your bespoke financial plan based on our recommendations.


Presenting your plan

Once your plan is complete, we’ll arrange another meeting with you to present our recommendations. We’ll talk them through in detail with visual guides where appropriate, exploring various “what-if” scenarios and how certain choices could affect your future.

You’ll have the opportunity to ask questions and provide your feedback, and we can make adjustments until you’re completely happy with the end product. Of course, there’s no obligation to take our advice at this stage and you’re welcome to simply take your plan away.


Implementing your plan

If you’re happy to proceed with our recommendations, we can set about putting them into place. First, we’ll handle any administration and paperwork, completing them in advance where we can and dealing with them on your behalf as much as possible. Then we’ll make any necessary applications, keeping a close eye on their progress.

Every step of the way, we’ll make sure you’re fully informed about everything that’s happening. All you’ll need to do is carry on as normal and watch your plan come to life.


Ongoing reviews

Life is always changing, so it’s only natural that your plan should change with it. If you opt in for our ongoing services, we’ll meet at least once a year to revisit your financial plan and see how well you’re progressing towards your goals.

If you’ve had any changes in circumstances or objectives, or if we’ve discovered new options that might get you to your goals faster, we can make these changes. Whatever happens, we’ll make sure we’re working towards the outcome that’s right for you.


What does life-long financial advice
look like?

If you haven’t thought about how much you can save, and/or how much extra you can earn over your life, consider this timeline:


Move the slider along and see how we can support you in different life stages
Student loans
Lifestyle priorities
House deposit
House purchase
School fees
Higher salary
Bigger house
Support children
Phased retirement
Fully retire
Smaller house
Lower cash needs
Long term care
20 30 40 50 60 70 80 90

Creating wealth

Ensuring you maximise your standard of living for when you do not want to work so hard.

Protecting wealth

Protecting you and your family’s standard of living against the unexpected.

Property wealth

Ensuring the best arrangements for your home, second home, buy-to-let or commercial properties.

Managing wealth

Making the most of tax-efficient investment opportunities so that money is available when you want to spend it.

Property wealth

Ensuring the best arrangements for your home, second home, buy-to-let or commercial properties.

Protecting wealth

Protecting you and your family’s standard of living against the unexpected.

Business wealth

Helping small and medium-sized enterprises to grow and become more profitable.

Protecting wealth

Protecting you and your family’s standard of living against the unexpected.

Preserving wealth

Preserving the value of your estate for the benefit of your family.

Retaining wealth

Retaining more of your hard-earned money legally and ethically.

The most significant thing that makes Scottsdale stand out is that they really spend time to understand your needs and what you are trying to achieve. They then use this to find the best product for you rather than pushing something on a commission basis which I have experienced in the past from other companies.

Mr S

Throughout the whole complicated process of amalgamating and advising us on our numerous pension funds, we have found them to be extremely knowledgeable, friendly, and sincere. While helping us they demonstrated that nothing was too much trouble.

Mr and Mrs D

I’ve used quite a lot of other companies before, but Scottsdale go more than the extra mile for you. For all your financial needs go to them, they’re the very best!

Mr W

Not only have they succeeded in ensuring we take necessary and, to be frank, overdue steps to improving our financial protection, but they’ve also taken the time to debate our options with us, explain these options in simple terms and at all times remain appreciative of our available resources.

Mr I