Preserving your wealth

Your family and loved ones are the centre of your world, so it’s important to ensure they’re taken care of even after you’re gone. With a proper financial plan in place, you can take the required steps to pass your wealth on to future generations in the right way.

Securing for future generations

We would all like to be able to leave a legacy, ensuring our hard-earned wealth is preserved for generations to come. But effectively planning your estate can be complex and is best done with the help of a specialist. That’s where we come in.

We can work with your family (and your other professional advisers) to build a plan that ensures your money is safeguarded for the future, while still allowing you to enjoy life to the full now.

You might be asking…

How do I understand more about the rules of IHT?

We’ve got an in-depth understanding of Inheritance Tax (IHT), and we can explain the rules to you in a way that’s clear and free from jargon.

Can I minimise the amount of IHT I pay on my estate?

Depending on your circumstances, it may be possible to reduce the amount of IHT you pay, and our financial experts can help you take advantage of any potential opportunities.

How do I ensure my wealth goes to the people I want?

Our financial planners can talk you through the options available for making sure your wealth is passed on to family and loved ones according to your wishes.

Can I ensure my family will be provided for once I’m gone?

Some of the ways to ensure your loved ones are provided for include making a Will and putting in place a Lasting Power of Attorney, which our experts can help with.

Should I think about making gifts?

Gifts can be a useful way of passing down your wealth, but there are several rules and thresholds that apply, so you’re advised to speak to an expert before taking any action.

What can I do to get peace of mind?

Our financial planners will listen carefully to your circumstances, clearly explain your options, and give you the reassurance that your wishes will be taken care of.

How we’ll help

We work with our clients to create a tailored financial strategy around their needs and goals. We offer high quality, technical advice that can cover:

Intergenerational planning

Our advice takes your whole family into account, enabling everyone to feed into the plan and make collective decisions.

Inheritance Tax planning

With an effective IHT strategy, you can avoid unnecessary tax burdens, ensuring more of your wealth goes to your loved ones.

Wills and trusts

Working alongside our in-house solicitors, we can advise you on the best ways to set up your wills and trusts in order to preserve your assets.

Overall peace of mind

We aim to provide you with the reassurance you need to live and enjoy life now, safe in the knowledge that your estate is protected for years to come.

Inheritance tax and Trusts planning is not regulated by the financial conduct authority.

Will writing is not part of the Quilter Financial Planning offering and is offered in our own right. Quilter Financial Planning accept no responsibility for this aspect of our business.

The experience has been second too none, we have been kept informed of every step and progress made. Scottsdale staff have been courteous, polite and helpful throughout. We would not hesitate to use Scottsdale again.
Thank you to Ellis, Karen, Donna and staff for all your support through this process.

Mr & Mrs F

Stephen is a professional, knowledgeable, thorough and diligent adviser. He takes the time to get to know his clients and is, thus, able to reflect their values in his product suggestions. Stephen has successfully guided me through various national financial crises, personal crises and redundancy with consideration and confidence, Stephen's outstanding professional abilities are combined with a strong desire to achieve the best results for his clients . I continue to receive trusted, in depth advice at a time and location to suit me. This is the gold standard of financial advice.

Ms S

Right from the ‘get go’ Stephen was quick to put my worried mind to rest, explaining the process, options and benefits of each. His style is warm and open, answering all questions posed without haste or omission, dispensing guidance and direction along the way with no hint of urgency or sales patter. Ultimately after a couple of home visits we agreed on the best way forward, to my complete satisfaction. This was not the end of the story, he still keeps in touch to let me know how the pension is developing and any news of the industry that could affect me directly. In closing, if you are apprehensive about sorting your pension needs, then I would highly recommend him to you. He is honest, hardworking, professional with a friendly warmth that is rarely found in business these days. I am so very pleased I made his acquaintance.

Mr L

Stephen has been offering me financial advice and managing my investments for 8 years. I am always completely up to date with where I stand financially and never afraid, or embarrassed to ask very basic questions – Stephen makes the whole process easy to understand. He has taken the time to understand my attitude to risk and my financial aspirations for the future, so I am always confident that he will advise me in my best interests. On top of all of that, he’s approachable and great to deal with – which makes life so much easier.

Mrs C

After nearly 47 years in the packaging industry my long term employer offered me an enhanced lump sum for my pension. Luckily I have several friends in the village who had previously been in similar positions and they recommended that I talk to Stephen Cooper. He and I had several lengthy meetings after our introduction and in those his advice has always been clear, concise and in terms that I could understand. We covered tax liabilities, capital gains tax and many other issues covering methods to maximise returns on my lump sum. Coupled with this I have always found him timely with his guidance and as a result I recommended to my son that he should attend the last face-to-face meeting I had with Stephen which he did and he found it extremely useful in planning his financial future.

Mr B

Sam is extremely knowledgeable and patient when explaining the options we had for our retirement income after we made the decision to realise the benefits of our capital. He is extremely thoughtful and explained our options fully. His help has enabled us to make decisions on our pension which we were unaware of until all options were explained fully to us and for this we are extremely grateful to him. We cannot fault Sam's commitment to getting to the correct end result.

Mr & Mrs K